The holidays don’t have to be a time to upset the budget you’ve stuck to, maybe not by choice, all year. It’s possible and relatively pain free to emerge from the holiday season without a pile of new debt, even if you haven’t been planning for it all year long. Here are six ways to

Americans’ have a penchant for charitable giving. Unprecedented developments in 2020 including the global pandemic, the ensuing economic crisis, and efforts to advance racial justice created intense, widespread need and significantly increased the demand upon nonprofit organizations. Remarkably, generous giving coupled with stock market turnaround in the final months of the year boosted contributions. As

Well, 2021 is rapidly coming to an end – for many not a minute too soon. But before you start your holiday celebrations, you might want to find time for money management tasks you may have overlooked. That’s important, because year-end is a great time to give your finances a careful once-over, maximize your tax

How important is your credit score? If you want to borrow money, it can mean the difference between an affordable option and no option at all. If you buy a house or a car, or your child or grandchild is applying for a credit card for the first time, chances are a lender will request

Risk tolerance is one of the most im­portant factors in your retirement plan. Some people are naturally wired to take risks, while others are wired to avoid risk. In terms of investing, risk tolerance relates to your ability to withstand loss­es. For example, if you’re investing for growth in the stock market, how much market